Get Financing at Javelina Harley-Davidson®

                             Javelina Harley-Davidson® Finance Department

If you've decided you want to finance your new motorcycle, you're not alone. Seventy percent of motorcyclists finance their Harley-Davidson®. With a minimum down payment and approved credit, you can arrange Harley-Davidson® Credit financing with us and get out on the road a few hours after picking out your motorcycle.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® Extended Service Plan, Cycle Insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley® motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.
 

Here Are a Few of the Finance Products Available for You and Your New Harley®:

Guaranteed Asset Protection: Bridge the Gap in Your Coverage

No one likes to think about having their bike stolen or totaled in an accident - but the fact is, it can happen. And if it does, there's something you should know: Your insurance company may only reimburse you for the actual cash value of your motorcycle. This amount could be substantially less than the outstanding balance on your loan. This difference between what you owe on your loan and what your insurance company will pay is what's known as the "gap", and its money that you'll have to pay - unless you get the Harley-Davidson® Guaranteed Asset Protection (GAP) Plan. To learn more, call our Finance Manager.

Tire and Wheel Coverage: We Won't Leave You Flat

Protect yourself from out out-of-pocket repair costs caused by unexpected road hazards with H-D® Tire & Wheel Protection. Provides coverage specifically for Tires & Wheels that fail due to contact with a Road Hazard for up to 7 years with $0 deductible. H-D® Tire & Wheel also offers expense reimbursement for Towing, Rental, Lodging and Meals.

Extended Service Plan: We've Got You Covered.

You are about to make one of the most important investments of your life - and Harley-Davidson® is here to protect you and your purchase with the industry-leading Harley-Davidson® Extended Service Plan that covers your bike and so much more! Let's face it, mishaps on the road happen. But we have your back. With the H-D® Extended Service Plan (the only H-D® factory approved extended service plan) we:

  • Cover repair costs
  • Use only Harley-Davidson® Genuine Motor Parts
  • Reimburse you for covered rental, towing and lodging expenses
  • Provide a toll-free phone number and national assistance to get you to an authorized H-D® dealer
  • Allow you to transfer the coverage to the next owner

H-D® Theft Protection.

Having your motorcycle stolen isn't just a hassle; it could also involve unexpected out-of-pocket expenses. Harley-Davidson® Theft Protection protects you and your asset by helping law enforcement quickly identify your stolen motorcycle - aiding in recovery and, if necessary, helping you purchase a replacement bike. Our MicroDot identification system (each dot is less than 1 mm across and invisible to the naked eye) utilizes a unique PIN code that fluoresces under UV light and is discreetly placed on parts of the bike. This makes them easier for law enforcement to identify so recovered motorcycles can be returned as quickly as possible.

Should H-D® Theft Protection not lead to motorcycle recovery, customers can take advantage of the included replacement benefit - up to $5,000 applied toward the purchase of a replacement unit.

H-D® Appearance Protection

If you're like many riders, your motorcycle's appearance is as important as its performance. With Harley-Davidson® Appearance Protection you can keep your bike looking as good as the day you rode out of the dealership. Our special Harley-Davidson® Protector treatments guard against elements you'll encounter on the road, safeguarding your motorcycle's most important paint, chrome, leather and vinyl surfaces.

  • Paint and Chrome Protector - guards against cracking/peeling paint, loss of gloss, damage caused by insects, bird droppings, tree sap, sun exposure and more
  • Leather and Vinyl Protector - repels stains, defends against weather-induced or ultraviolet-induced weakening of the leather/vinyl that may result in cracking, loose stitching, rips or tears

If covered damage does occur, affected areas will be repaired and resurfaced, restoring your paint, Chrome, leather and vinyl to its original condition. Whether you're a road warrior or a casual rider, this protection provides real peace of mind.

Interested in a bike but not ready to sit down and talk financing? Visit www.hdfsi.com to learn about the variety of financing options and competitive loan rates online. There's even an online payment estimator!

Apply Today

Our knowledgeable finance staff is here to make the process of purchasing a new motorcycle easy, so don't put off your dreams. To get a quote, apply now. Our staff will contact you about our available financing options.

Apply Now

OFFER DISCLAIMERS:
**Financing Offer available only on new Harley-Davidson® Nightster® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.99% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Riders, MSF or other state accredited course within 180 days of application date and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2025 Nightster® motorcycle in Billiard Gray with an MSRP of $9,999, a 10% down payment and amount financed of $8,999.10, 60-month repayment term, and 5.99% APR results in monthly payments of $173.94. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of March 1, 2025 - June 30, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.

**Financing Offer available only on select, untitled 2024 Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Harley-Davidson® Icons Motorcycle Collection are excluded. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 48-month term. For example, a 2024 Low Rider® S motorcycle in Sharkskin Blue and an MSRP of $20,649, no down payment and amount financed of $20,649, 4 8 -month repayment term, and 1 . 4 9 % APR results in monthly payments of $443.40. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by June 30, 2025. This Financing Offer is valid during the period of April 1, 2025 to June 30, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing for details offer is subject to change or cancellation at anytime. See dealer for more details.

NO MONEY DOWN:
*Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.

$0 Dow Payment and 7.59% APR for 60 months on Used Harley-Davidson motorcycles
Financing Offer available only on used Harley-Davidson motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 7.59% APR offer is available only to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Softail Standard model in Billiard Gray with a sale price of $14,999, no down payment and amount financed of $14,999, 60 month repayment term, and 7.59% APR results in monthly payments of $301.19. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See Javelina Harley-Davidson for more details.

H-D Flex Financing:
Financing Offer available only on New Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 8.34% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant s past credit performance and the term of the loan. For example, a 2025 Road Glide® in Billiard Gray with an MSRP of $28,599, 10% down payment and amount financed of $25,739.10, 48-month repayment term, and 8.34% APR results in 47 monthly payments of $352.52 and a 48th balloon payment of $16,238.67. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of March 1, 2025 – April 30, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.

Financing Offer available only on New 2024 Road Glide® 3 Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.40% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Road Glide® 3 motorcycle in Billiard Gray with an MSRP of $34,999, 10% down payment and amount financed of $31,499.10, 48-month repayment term, and 5.40% APR results in 47 monthly payments of $442.41 and a 48th balloon payment of $15,872.16. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of April 1, 2025 – June 30, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.

Financing Offer available only on New 2024 Low Rider® S Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 4.88% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Low Rider® S motorcycle in Billiard Gray with an MSRP of $19,999, 10% down payment and amount financed of $17,999.10, 48-month repayment term, and 4.88% APR results in 47 monthly payments of $228.95 and a 48th balloon payment of $9,991.13. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of April 1, 2025 – June 30, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.

H-D Flex Financing - H-D Certified™:
Financing Offer available only on New Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 8.34% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant s past credit performance and the term of the loan. For example, a 2024 Road Glide® in Billiard Gray with a sale price of $22,555, 10% down payment and amount financed of $20,299.50, 48-month repayment term, and 8.34% APR results in 47 monthly payments of $310.57 and a 48th balloon payment of $10,992.49. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of April 1, 2025-April 30, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.